Retirement & Estate Planning

retirementYou have worked hard for your assets over the years. Perhaps you have an investment portfolio or real estate that you wish to leave to your loved ones when you pass on. Or maybe you are thinking of retiring from the family business and want to make sure it passes to the next generation in a way that will allow it to continue to grow and succeed once you are gone.

While some are fortunate enough to have employer pension plans, many people, especially small business owners, must rely largely on their own investments to help fund a successful retirement. In today's world, that could mean 20-25 years of income after retirement. In addition, many people want to leave their remaining assets to family members or their favorite charity when they pass on. Again, proper planning can help reduce your taxes and maximize the value to be left for future generations.

Whatever your situation, it is important to have a plan in place so that your assets can be passed on according with your wishes.  Without proper planning, you may have little or no say in who inherits your estate. Even worse, your family may be faced with a large unexpected (and often unnecessary) tax bill, and probate could be much more complicated and costly than needed.

At Belliveau Veinotte, our Tax Group can review your situation and offer recommendations and strategies to assist in meeting your retirement and/or estate goals.

Some of our trust and estate services include:·      

  • Setup and annual tax filing for family trusts
  • Retirement and succession planning for small business owners
  • Estate planning and assistance with Will preparation
  • Preparation of final tax returns and estate returns for deceased taxpayers
  • Assistance with wrapping up estates and filing Tax Clearance certificates
  • Trustee and Executor services for family trusts or estates

Other specialized tools may also be used depending on your particular situation. We will work with you, your lawyer, insurance agent and investment advisor where appropriate to tailor a plan that works for you. Our goal is to ensure that your final wishes are met, while keeping the final tax burden to a minimum.

There have been important recent changes in trust and estate tax law which could have a huge impact on certain estates or wills that have already been set up.  Our team can review your circumstances and advise you if any changes may be required.

Want to know more?  Please contact us for a no-obligation consultation. Your family will be glad you did.

Contact us today about planning for your future.






Bridgewater (Head Office)






Barrington Passage